Emergency medical expenses
May cover eligible treatment costs if you become unexpectedly ill or injured during an insured journey.
Protection for local and international journeys
Travel Insurance in Kenya
Prepare for unexpected travel costs with cover selected around your destination, trip and personal needs.
Clear advice before you choose
Find cover that fits your needs
Travel insurance can help protect you from specified financial losses when an illness, accident, cancellation, delay or baggage problem disrupts a journey. The suitable policy depends on your destination, travel dates, activities and any requirements connected with your trip.
Latron Insurance Agency helps travellers in Kenya compare available options, understand benefit limits and exclusions, and prepare the details needed for a quotation. We also explain the documents and steps that may be required if you need to make a covered claim.
Understanding your options
What travel insurance may include
Benefits, limits and exclusions vary by insurer and destination. Always check the policy schedule and wording before travelling.
Evacuation and repatriation
Specified policies may support emergency medical transport or return arrangements when medically necessary.
Trip cancellation or curtailment
May reimburse defined, non-refundable costs if a covered event forces you to cancel or shorten the trip.
Travel delay
A stated benefit may apply after a qualifying delay or missed departure, subject to time limits and required evidence.
Baggage and belongings
May respond when insured baggage or personal belongings are lost, stolen or damaged, within item and policy limits.
Personal accident or liability
Selected plans may include stated accident benefits or cover for specified third-party liability while travelling.
Personalised support
Travel cover for different journeys
Leisure and family travellers
Single-trip or annual options for holidays, family visits and other declared leisure journeys.
Students and business travellers
Cover can be compared around study, work-related travel, duration and destination requirements.
Visa applicants
Some destinations or visa applications specify insurance requirements. These should be confirmed with the relevant authority before purchase.
Preparing your quotation
What to have ready
Start with basic information only. Latron will explain if an insurer needs anything further.
- 1Destination, departure date and return date
- 2Number and ages of travellers
- 3Purpose of travel and whether you need single-trip or annual cover
- 4Planned activities and any medical information requested by the insurer
- 5Visa requirements and preferred medical or overall benefit limits
Helpful answers
Frequently asked questions
Is travel insurance required for a visa?+
Some countries or visa types require evidence of travel medical insurance with specific benefits or limits. Confirm the current requirements with the relevant embassy, consulate or official visa authority before choosing a policy.
When should I buy travel insurance?+
Arrange cover as soon as practical after booking and before departure. Cancellation benefits, eligibility and cover start dates depend on the policy terms.
Are pre-existing medical conditions covered?+
Cover varies by insurer and policy. A condition may be excluded, subject to medical assessment or covered only when specifically accepted. Disclose requested information accurately.
What should I do if my baggage is lost or my flight is delayed?+
Notify the airline or relevant transport provider promptly, obtain a written report and keep receipts and travel documents. Contact the insurer or Latron for the claim steps and required evidence.
No-obligation conversation
Let’s find the right protection.
Speak with Latron for clear guidance and a personalised quotation.